Home Improvement Program
The Union County Home Improvement Program is funded by Union County with Community Development Block Grant Funds. The purpose of the program is to help you rehabilitate your home.
The program is available to low and moderate income homeowners in Berkeley Heights, Clark, Cranford, Fanwood, Garwood, Hillside, Kenilworth, Mountainside, New Providence, Roselle, Roselle Park, Scotch Plains, Springfield, Summit and Westfield. Several municipalities, Elizabeth, Linden, Plainfield, Rahway and Union, have housing rehabilitation projects independent of this program.
What type of properties are eligible to participate in the program?
Owner-occupied 1 and 2 family homes.
What type of assistance is available through the program?
A Deferred Payment Loan is offered through this Program.
In addition, Program staff will prepare a detailed work write-up, review the contractor bids, perform in-progress inspections to assure quality work and a final inspection at the completion of work.
What type of improvements are eligible?
The repair or replacement of substandard heating, electrical and plumbing systems, structural repairs, repairs to correct code violations, lead based paint remediation and stabilization measures, energy saving measures such as insulation, new windows and storm doors. Those improvements that will upgrade the home to standard condition.
What is a Deferred Payment Loan?
A Deferred Payment Loan is a non-interest bearing loan in which payment is deferred until the sale or transfer of the property.
Who is eligible for the Deferred Payment Loan?
Homeowners residing in participating communities whose incomes are below 80% of the Median Area Income. The U. S. Department of Housing and Urban Development publishes the limits on an annual basis. The limits are available at the Program office.
How do I apply?
The Union County Home Improvement Program is administered by Development Directions LLC.
Please contact them at 732-382-8100 to arrange for an appointment. Program staff will meet with potential applicants and will explain the program guidelines, complete the program application and schedule the property inspections.