Divsion on Aging

Unlock Your Health Insurance Options with SHIP: Free, Confidential Guidance at Your Fingertips!

About SHIP

The Union County State Health Insurance Assistance Program (SHIP) is a vital resource that offers free, objective, and confidential assistance and information to individuals who are navigating the complex realm of health insurance claims and evaluating their healthcare coverage needs. Whether you’re a senior or a person with disabilities, SHIP is here to support you in making informed decisions regarding your health insurance options.

The program boasts a team of dedicated volunteer counselors who have undergone comprehensive training by the New Jersey Department of Health and Senior Services, as well as the Centers for Medicare/Medicaid Services. It is important to note that while SHIP counselors provide valuable information and assistance, they do not provide legal advice, sell insurance, or endorse any specific insurance product, agent, or insurance company. Their role is to equip you with the knowledge and tools necessary to make your own informed decisions about your health insurance coverage.

SHIP ensures that individuals receive the support they need to navigate the complex world of health insurance with confidence and clarity

One of the primary objectives of the Union County SHIP is to empower individuals by providing them with accurate and up-to-date information about various health insurance options available to them. Understanding health insurance can be a daunting task, especially with the ever-changing landscape of policies, coverage plans, and regulations. This is where SHIP steps in, serving as a reliable and unbiased source of guidance. By offering free and confidential assistance, the program ensures that individuals have access to the information they need to make well-informed choices.

When it comes to navigating the complexities of health insurance claims, SHIP counselors are invaluable. They possess extensive knowledge about the intricacies of insurance policies, eligibility requirements, and coverage options. These dedicated counselors work closely with individuals, taking the time to understand their unique situations and concerns. They patiently guide them through the intricacies of claims, helping to resolve any issues or challenges that may arise. Whether it’s clarifying billing discrepancies, appealing claim denials, or understanding Medicare coverage, SHIP counselors provide invaluable support and advocate for the rights of individuals seeking healthcare coverage.

Confidentiality is a fundamental aspect of the SHIP program. Counselors prioritize maintaining the privacy and confidentiality of the individuals they assist. This allows individuals to feel comfortable discussing their personal health information and insurance details, knowing that their information will be handled with the utmost care and discretion. This commitment to confidentiality ensures that individuals can openly and honestly discuss their concerns and receive the assistance they need without fear of compromising their privacy.

One of the unique strengths of the Union County SHIP is its focus on providing objective and unbiased assistance. Counselors do not have any affiliations with insurance companies or agents, nor do they endorse or recommend specific insurance products. Instead, their role is to present individuals with a comprehensive overview of their options, enabling them to make informed decisions that align with their specific needs and preferences. By offering impartial guidance, SHIP ensures that individuals have the freedom to explore a range of insurance plans and providers without any external biases influencing their choices.

The SHIP program recognizes the importance of empowering individuals to take control of their healthcare decisions. Through its commitment to providing information and assistance, SHIP ensures that individuals are equipped with the knowledge and resources to make informed choices regarding their health insurance coverage. Rather than making decisions on behalf of individuals, the program empowers them to be active participants in their own healthcare journey.

In conclusion, the Union County State Health Insurance Assistance Program (SHIP) plays a crucial role in providing free, objective, and confidential assistance and information to individuals navigating the complexities of health insurance claims and evaluating their healthcare coverage needs. With a team of dedicated volunteer counselors who have undergone extensive training, SHIP offers unbiased guidance to empower individuals to make informed decisions about their health insurance options. By upholding principles of confidentiality and objectivity, SHIP ensures that individuals receive the support they need to navigate the complex world of health insurance with confidence and clarity. Whether you’re dealing with claims or evaluating

If you are interested in learning more, please call SHIP of Union County at SAGE Eldercare at (908) 273-6999 or email them at ship@sageeldercare.org

Want More Information?

If you are interested in learning more, please call SHIP of Union County at SAGE Eldercare at (908) 273-6999 or email them at ship@sageeldercare.org