Health Benefits

Waiving Benefits | Medical | Prescription | Dental | Vision | FSA | EAP | Contacts | Employee Discounts

Open Enrollment

Memo from the Administrative Services Director

Changes for Medical, Prescription, Dental, and Vision

  • Employees electing to waive any or all insurance plans need to complete a “Health Benefits Waiver Form” to terminate insurance coverage. DO NOT submit an enrollment form for any benefit being waived stating that the benefit is being declined. Only this form is needed for this type of change.
  • Forms should be completed and submitted to your department’s Personnel Liaison. They will provide your enrollment changes to the Health Benefits Unit for processing.
  • Questions regarding your health benefits and available plans can be directed as follows.
    • Administration Building – Division of Personnel
    • Division of Social Services

Enrollments for Medical and Dependent Care FSA Accounts

  • Plan details and FAQ’s regarding plan design can be located in the FSA section of the Health Benefits webpage.
  • Enrollment forms should be completed and submitted to your department’s Personnel Liaison. They will provide your enrollment changes to the Health Benefits Unit for processing.
  • Please keep the following two items in mind before submitting an enrollment form:
    • If you participated in 2025 and wish to continue participating for 2026, please SUBMIT the form. You will not be enrolled automatically and must re-enroll every year.
    • If you NEVER participated and still DO NOT wish to participate, DO NOT SUBMIT a form indicating you do not wish to participate. The form is not necessary.
  • Maximum Contribution Amounts for 2025:
    • Medical FSA Accounts: $3,400
    • Dependent Care FSA: $7,500
  • Delta Flagship Ending
    • The Delta Flagship plan will be ending effective December 31, 2025. It is being replaced with the Delta Dental Fixed Co-Pay Plan for an effective date January 1, 2026.
    • Current Flagship members can change their dental plan during Open Enrollment or be enrolled in the Fix Co-Pay Plan for 2026.
    • No further action is needed for current Flagship members that want to be in the Fixed Co-Pay Plan.
    • They will be automatically enrolled in the new plan with coverage beginning on January 1, 2026.

Waiving Benefits

Click here to download the Health Benefits Waiver Form

Employees electing to waive any or all insurance plans need to complete a Health Benefits Waiver Form to terminate insurance coverage.

This form will take the place of the waiver statements located on previous insurance enrollment forms.

DO NOT submit an enrollment form for any benefit being waived stating that the benefit is being declined. Only this form is needed for this type of change.

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Medical

Medical Plan Summaries

All medical offered by the County of Union are through Horizon Blue Cross Blue Shield of NJ. Below are summaries for the various plans offered by the County that can be downloaded for viewing.

Enrollment Forms

To enroll in a medical and/or prescription plan, an enrollment form needs to be completed and submitted to either your department’s Personnel Liaison or to the Health Benefits Unit in the Division of Personnel.

Claim Forms

Use these forms to submit claims to Horizon.

Member Identification Cards

Horizon issues identification cards to each member of a plan, but the name on each card provided is the name of the employee that holds the policy.

  • Horizon – In the event that an employee needs to order new cards, this can be done by entering the member’s online account in horizonblue.com. Temporary cards can also be printed from this account while the cards are being mailed out to the home address. If new cards are ordered, please allow up to 10 business days for them to arrive.
  • EPO, HSA, Direct Access, and PPO Plan Members – Receive 2 cards in total: 1 card for medical coverage and 1 card for prescription coverage. These cards arrive at the home address separately.
Contact Information

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Prescription

The County of Union, through CVS CAREMARK, provides eligible employees, their spouses and eligible dependents, medical prescription drug benefits

Employees become eligible to participate in the plan the first of the month following 60 days of satisfactory employment. Prescription cards are issued by CVS Caremark, and are mailed to your home address.

The Prescription co-payment schedule is:

  • $5 co-pay per prescription for generic drugs (30 day supply, retail)
  • $25 co-pay per prescription for brand name drug where generic is not available (30 day supply, retail)
  • $50 co-pay per prescription for non-preferred brand name drug where generic is available (30 day supply, retail)
  • $5/$30/$60 co-pay per prescription for mail ordered drugs, (90 day supply, Home Delivery)
Forms
Mail Order Prescriptions

Home Delivery service is available for those who take maintenance medications. Mail order forms are available in each Personnel Department. CVS Caremark customer service can be reached at 844-214-3459.

Member Identification Cards

CVS Caremark will be mailing new cards to all employees. They also offer an app for Android and Apple devices to display your ID card. info.caremark.com/mobile. To have an additional physical card mailed to you, please contact CVS Caremark at 844-214-3459.

Contact Information

CVS Caremark (Prescriptions) 1-844-214-3459

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Dental

The County of Union offers various dental plans through 3 different providers: Delta Dental of NJ, Delta Flagship, and HealthPlex/Eastern Dental. Below is an overview of all of the dental benefits offered, as well as detailed summaries for each plan

To enroll in a dental plan, universal enrollment and deduction forms needs to be completed and submitted to either your department’s Personnel Liaison or to the Health Benefits Unit in the Division of Personnel.

Enrollment
Delta Dental
DSO / Eastern Dental
Contact Information
Request ID Cards
  • Delta Dental of New Jersey and Delta Flagship
    • Providers do not issue member identification cards. The service provider will need to use the Social Security Number of the policyholder to process any claims for the member or any dependents.
  • HealthPlex/Eastern Dental
    • Member identification cards are created and sent to the home address upon being enrolled in the plan.

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Vision

The County of Union offers a vision insurance plan through Vision Service Plan (VSP).

Below is a summary of the plan offerings per covered individual.

Plan Summary
Enrollment

To enroll in the County of Union’s vision plan, complete an enrollment form and submit it to your Personnel Liaison or send to the Division of Personnel.

Promotions
Contact Information
Forms
Member Identification Cards

VSP does not issue member identification cards. The service provider will need to use the Social Security Number of the policyholder to process any claims for the member or any dependents.

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FSA

Enrollment Information

Claim Forms

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Employee Assistance (EAP)

Confidential Emotional Support
Highly trained clinicians are available to listen and help employees or family members with concerns such as:

  • Anxiety, depression, and stress
  • Grief, loss, and life adjustments
  • Relationship or marital conflicts

Work-Life Solutions
Specialists can provide referrals and resources for everyday needs, including:

  • Finding child and elder care
  • Hiring movers or home repair contractors
  • Planning events and locating pet care

Legal Guidance
Attorneys are available for practical assistance with legal matters, including:

  • Divorce, adoption, family law, wills, trusts, and more
  • A free 30-minute consultation may be available, with a reduction in fees for additional representation

Financial Resources
Financial experts are available to assist with issues such as:

  • Retirement planning
  • Taxes
  • Relocation, mortgages, and insurance
  • Budgeting, debt, bankruptcy, and more

Online Support
Online resources are available 24/7, including:

  • Articles, podcasts, videos, and slideshows
  • On-demand trainings
  • “Ask the Expert” personal responses to questions

Wellness Tools
Support is available for making positive lifestyle changes, including:

  • Coaching for tobacco cessation, weight management, and lifestyle improvement

Contact Information
Your ComPsych GuidanceResources program offers access to someone to talk to and resources to consult whenever needed.

Call: 844.427.6581
TDD: 800.697.0353
Online: guidanceresources.com
App: GuidanceResources Now
Web ID: UnionNJEAP

24/7 Support, Resources & Information

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Contacts

The Health Benefits Unit of the County of Union is located within the Division of Personnel. If you have any questions regarding your health benefits, you may reach out to your departments Personnel Liaison or contact one of the following members of our team.
Administration Building
Social Services Employees

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Employee Discounts

Click here
screenshot of link above

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