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New Providence

William Tselepis, Jr.

William Tselepis Jr. grew up in a family that stressed loyalty, and he applied that value to just about everything he did. Mr. Tselepis, 33, a Chicago native, never wavered in his devotion to all of its sports teams. His best friend and frequent golfing partner was his older brother, Peter. He married his college sweetheart. He followed his older brother to New York and became a foreign exchange broker. He worked for almost 10 years at Cantor Fitzgerald, mainly trading foreign exchange options. He spent all of his free time on his wife, Mary, and daughter, Katie, now 3 1/2. And without a doubt, his older brother said, Mr. Tselepis, known as Billy, would have doted on the son he never knew, Will, born on Oct. 5.

A few weeks ago, a group of Mr. Tselepis’ Kappa Sigma fraternity brothers gave Peter Tselepis a scrapbook with pictures, notes and other ephemera related to their buddy Billy, and asked that the book be turned over to Mr. Tselepis’ children “so that they would know their father better,” Peter Tselepis said.

Everyone, he added, said that they were still trying to cope with Mr. Tselepis’ absence. “The predominant description from men and women was that Billy was gentle, caring and generally always good to be around. People wanted to be around Billy. He was just a graceful soul.”

Gerard J. Coppola

Already at age 12, he was a broadcasting nut. He bought a two-watt transmitter, built a mini-radio station in his basement in East Orange, N.J., and began broadcasting, rock ‘n’ roll and personal musings throughout the town. His friends loved it.

Gerard Coppola’s love of broadcasting and music was the central thread of his life. Mr. Coppola, who was also known as Rod and JRod, was antenna engineer for WNET, Channel 13, on the 110th floor of the World Trade Center’s north tower. His Web site — NJPeople.com/jrod — lives on and features his doleful songs. Not only did he mix the songs, but he sang and played all the instruments — guitar, bass, keyboards and drums.

“Gerard was a dreamer,” said his sister, Cynthia. “These are the people who are visionaries, who are risk-takers. They dare to listen to their own voices.”

As a teenager, he began playing in rock bands and writing songs. At family gatherings, everyone wanted to hear him tell stories. “People sought him out,” his sister said. “He had a gift. He was like the Pied Piper of the family.”

At home, he sought to bring his love of music to his wife, Alice, and their four daughters, Angeline, 20, Angela, 19, Delinda, 15, and Alison, 8. He would have turned 47 today.

“When his first grandson, Andre, was born five months ago,” his sister said, “he came to my house and said, `Cindy, I can’t wait for you to see him. He’s a gorgeous baby.’ He said, `I’m going to be such a cool grandfather.’ “

Richard A. Dunstan

When Janet Gaffney was vacationing in England years ago, she followed a cousin’s suggestion and looked up some of the cousin’s friends. So she met Richard A. Dunstan for a drink, and he took her to a cricket match the next day. “I said to myself, `I really like him; he’s a good man,’ ” Mrs. Dunstan said.

Six months later, she gave up her apartment, job and car to move to England. A year ago, they celebrated their 25th wedding anniversary. “He used to bring me flowers,” she said. “Not just on my birthday or Valentine’s Day. Just because it was Friday, or whatever.”

Mr. Dunstan, 54, a vice president at Aon Corporation and a father of two, kept himself fit. “He exercised so that he would live a long time — he wasn’t really prepared for a building falling on him,” she said. And he was a fine golfer.

“He would be very self-effacing with me,” Mrs. Dunstan said. “He’d say, `Oh, it was an O.K. day,’ I have since heard from all of his golfing buddies how he had a beautiful swing, a natural swing. He loved the game, he was a natural at it. And he would make par. And one fellow would say, `Was that par?’ and Richard apparently would just grin.”

Michael Gogliormella

Michael Gogliormella, 43, grew up in Brooklyn, NY. He lived in New Providence with his wife, Daniela, and daughter, Gillian.

Gogliormella and his wife both worked in the city and commuted to work together.

Gogliormella was a Quality Assurance Technician for Cantor Fitzgerald on the 99th floor of the North Tower of the World Trade Center.

Robert Wayne Hobson, III

Robert Wayne Hobson — universally known as Wayne — talked a lot, dreamed big and was so lighthearted about everything that his wife, Cindy, made him propose three times just to make sure he was serious. “He called me a hundred times during the day, always with some new idea or big plan for the future,” Mrs. Hobson said.

Five years ago, Mr. Hobson, 36, left a job as a broker at the World Trade Center to fulfill one of his dreams — he opened Hobson’s Bar and Grill in Hoboken, N.J. It soon became the place for his friends to get together after the stock market closed for the day, said Mrs. Hobson, who told her husband a more appropriate name for the bar was “Wayne’s World.”

In 1999, Mr. Hobson returned to the trade center as a broker for Cantor Fitzgerald, but he kept the bar. “He loved to be around people,” Mrs. Hobson said. “He had unlimited amounts of energy.”

She said that when she went out golfing with her husband, he, not the game, was the draw. “It was the only time I had five hours straight of his undivided attention.”

Susan D. Murray

Susan D. Murray, 54, and her husband lived in New Providence.

She was an employee of Marsh & McLennan.