On behalf of Union County Board of Freeholders and Union County Government we have launched the “UC HERO” program in honor of our veterans. The initiative offers services through various county agencies, including the Office of Veterans’ Affairs, the Division on Aging, health and mental health referral services, job opportunities through the Workforce Innovation Business Center, and outreach in addition to partnering with local veteran groups in outreach efforts.
UC HERO seeks to increase awareness of eligibility, entitlements, benefits programs, and services provided to veterans by various Government Agencies, including County Government.
This page contains resources for Veterans at all stages of life. We hope that you find this page helpful. Please contact us if you have any questions.
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Who Is Eligible For VA Benefits?
Many New Jersey Veterans are unaware of the numerous federal, state and local program benefits, entitlements and services that are available to them.
You must meet one of the following categories below to qualify for benefits
- An active duty service member
- A veteran (without a dishonorable discharge)
- A veteran’s dependent
- A surviving spouse, child of deceased or disabled veteran
- A parent of deceased veteran
Veteran Services provides advocacy, information and referral for veterans and their families on a wide variety of financial, health and issues related to VA benefits and services. Service is available through a toll-free hotline (866-640-7115) and at the office in the Union County Administration Complex in Elizabeth.
The office serves as a liaison to county veterans’ groups. In addition, the office handles burial of indigent veterans and coordinates the placement of flags on all veterans’ graves each Memorial Day.
Union County’s Office of Veteran Services, the Veteran Service Officer (VSO), serves veterans and their families in need of benefits assistance from the U.S. Department of Veterans Affairs at a location close to their homes. The VSO maintains contact with local, state and federal agencies and organizations that serve veterans. The VSO provides the following information and assistance:
- Provides eligibility criteria for all veteran benefits and entitlements.
- Assists in securing copies of lost military documents, such as the DD-214 (military separation document).
- Guides applications for service connected compensation and pension claims.
- Helps veteran’s widow/widower and children apply for benefits.
- Helps with appeals for denied benefit applications as needed.
- Provides death and burial benefit information.
- Coordinates annual placement of flags on veteran graves throughout Union County during Memorial Day weekend.
- Information and referral to other county, state and federal government services, including housing; mental health; education; job training and placement; financial; and medical/nursing home services.
- Facilitates transportation (wheel chair equipped) to the VA Healthcare System at Lyons and East Orange through the Union County Paratransit system.
Disabled Veteran, Purple Heart Recipient Placards
- New Jersey law (N.J.S.A. 39:4-207.10) permits exemption from payment of municipal parking meter fees, for up to 24 hours, for disabled veterans and Purple Heart recipients under certain, specific circumstances:
- The parked vehicle is owned by the disabled veteran or the Purple Heart recipient.
- The disabled veteran or Purple Heart recipient is the driver or a passenger in that vehicle.
- The vehicle displays a unique placard issued by the MVC.
- A disabled veteran or Purple Heart recipient placard affords the vehicle owner the same privileges as the license plates.
- An applicant for a placard must be the owner of the vehicle in which the placard is to be used, and the placard can only be used by the owner if that owner is the driver of the vehicle or a passenger in it.
- To receive such a placard, applicants must submit BOTH of the following:
- Proof of disabled veteran or Purple Heart recipient status (DD-214, DD-215, award of disability letter, citation awarding Purple Heart, etc.) and,
- An application (MVC form BA-49).
- Application is available at any MVC agency, by mail, or by calling (609) 292-6500.
- Placards are available at any MVC agency or by mail.
- In person, submit proof of status and a completed, signed application (BA-49), or
- By mail, send photocopy of proof of status and a completed, signed application (BA-49) to:
Special Plates Unit
P. O. Box 015
Trenton, NJ 08666-015
- Placards are subject to renewal/recertification every 3 years.
- Placards clearly show their expiration date, which will be on the last day of the month that is punched out. The year of expiration will also be punched out.
- The holder of a disabled veteran or Purple Heart recipient placard can also be issued a Person with a Disability (PWAD) placard, if eligible. These unique placards do not replace a PWAD placard.
- The disabled veteran or Purple Heart recipient placard cannot be used for parking in PWAD labeled parking spots.
- Applicants who meet the requirements for both a disabled veteran and Purple Heart recipient placard must decide which type of unique placard – DV or PH – they wish to receive. Only one type of these unique placards can be issued.
- The holder of a unique placard will be issued a placard recipient identification card that will match the owner information on the vehicle registration card for the vehicle in use.
- This specific identification card indicates the actual person who is entitled to use the privilege of the unique placard.
Income Tax Update
The State of New Jersey passed a $3,000 exemption for Income Tax for eligible residents meeting NJ’s veteran status.
VA Home Loan
Since 1944, VA has backed over 22 million home loans for Veterans and their families. The program provides a guaranty for mortgage loans made by private lenders to eligible Veterans. The guaranty backing effectively eliminates the need for a down payment, helping Veterans afford homeownership. No other major no-down mortgage program exists in the market today, and typically around 90% of VA loans are obtained with no down payment. As of September 30, we reached the milestone of over 700,000 home loans guaranteed for the fiscal year 2016. That 700,000+ figure is the most home loans guaranteed in one fiscal year in the history of the program.
VA continues to modernize the program, reducing time spent in the loan approval process while also improving the accuracy of benefit delivery, Veteran outreach and communication. These improvements have allowed VA to maximize opportunities to promote the attractiveness of the program to lenders, builders, real estate agents and most importantly to our active duty Servicemembers, Veterans, and surviving spouses.
The VA Home Loan program benefit is not a one-time benefit– it’s reusable. VA loans can be obtained for up to the full appraised value of the home (100% loan-to-value). In addition, there is the potential for these loans to include up to $6,000 towards improvements for energy efficiency, AND the loan funding fee can be rolled right into the loan balance. VA waives that funding fee for Veterans who receive VA compensation benefits, those who are service-connected disabled, but serving on active-duty, or those drawing retirement pay. Some surviving spouses are also exempt from the funding fee.
We are proud to say that our VA Home Loan program can also help Veterans who are current homeowners. Many borrowers are now looking to take advantage of historically low interest rates to refinance their homes. Just 5 years ago, the average interest rate for a 30-year fixed mortgage was 6%; today that same rate is around 3.5%. Veterans can reuse their VA benefit to streamline refinance an existing VA loan, often with no money out of pocket. On these streamline refinance loans, VA requires no appraisal and no credit underwriting, which can be of great assistance to Veterans who may have suffered a minor credit setback, or whose home values may have declined during these past few years. Last year, a streamline refinance decreased the average Veteran’s interest rate 1.4%, and saved $202 a month in mortgage payments. Cumulatively, our Veteran borrowers saved over $300M last year!
For Veterans with FHA or conventional loans, VA can also assist with the ‘regular’ refinance program. Since VA does not charge borrowers upfront or monthly mortgage insurance premiums, refinancing from an FHA loan into a VA loan can save Veteran borrowers a significant amount of money.
We encourage Veterans to seek the advice of a financial professional to determine what mortgage decisions are in their best interest, but wanted you to know that the VA Home Loan program stands ever-ready to serve them, providing the opportunity to purchase or refinance a home.
In addition, VA stands ready to assist Veterans who have already obtained a VA home loan. If you already have a VA loan and are facing financial difficulty, please call to speak to VA loan representatives at 877-827-3702. In FY16, of all loans that defaulted, 84% were saved from foreclosure.
Social Security Administration – Serving Veterans on Veterans Day and Always
Every day—but particularly on Veterans Day—Social Security salutes those who have put their lives on the line for our freedom.
Members of the United States armed forces receive expedited processing of their Social Security disability applications. The expedited process is available for any military service member who alleges he or she became disabled during active duty on or after October 1, 2001, regardless of where the disability occurred—at home or in the line of duty. Expedited processing is also available to veterans who have a compensation rating of 100% Permanent and Total (P&T) disability, regardless of when the disability occurred. Some dependent children and spouses of military personnel may also be eligible to receive benefits.
Visit our website designed specifically for our wounded veterans, www.socialsecurity.gov/woundedwarriors, where you will find answers to a number of commonly asked questions, as well as other useful information about disability benefits available under the Social Security and Supplemental Security Income (SSI) programs. Our website includes a fact sheet on the subject: Disability Benefits For Wounded Warriors.
You’ll also find a webinar, “Social Security for Wounded Warriors,” that explains the expedited disability process available to wounded warriors. The one-hour video is an introduction to disability benefits for veterans and active duty military personnel. If you would like more detailed information about the disability process, you can watch our seven-part video series “Social Security Disability Claims Process” at www.socialsecurity.gov/socialmedia/webinars.
On the Wounded Warriors webpage, you’ll find links to the Department of Veterans Affairs and Department of Defense websites. Please keep in mind that the requirements for disability benefits available through Social Security are different from those of the Department of Veterans Affairs and require a separate application.
Military service members are covered for the same Social Security survivors, disability, and retirement benefits as everyone else. Although the expedited service is relatively new, military personnel have been covered under Social Security since 1957, and people who were in the service prior to that may be able to get special credit for some of their service.
Office of the Union County Clerk – Joanne Rajoppi
Learn more at www.ucnj.org/ctyclerk or by calling 908-527-4787
Office of the Union County Clerk – Joanne Rajoppi
Learn more at www.ucnj.org/ctyclerk or by calling 908-527-4787
Federal ID Cards
The County of Union has been made aware that the Federal Government has temporarily put a hold on creating new Vet ID card applications due to a large volume of requests. Please visit their website to provide your email address to receive updates regarding the application process.
Service-connected disability compensation is a tax-free benefit paid to Veterans for a disability (or disabilities) that either:
- Arose during service
- Was worsened or aggravated by service
- Is presumed by VA to be related to military service.
To receive disability compensation, you must have been discharged under other than dishonorable conditions.
To learn more, visit http://www.benefits.va.gov/compensation/
Since 1957, if you had military service earnings for active duty (including active duty for training), you paid Social Security taxes on those earnings. Since 1988, inactive duty service in the Armed Forces reserves (such as weekend drills) has also been covered by Social Security.
Under certain circumstances, special extra earnings for your military service from 1957 through 2001 can be credited to your record for Social Security purposes. These extra earnings credits may help you qualify for Social Security or increase the amount of your Social Security benefit.
Special extra earnings credits are granted for periods of active duty or active duty for training. Special extra earnings credits are not granted for inactive duty training
Learn more about this on the federal government’s Social Security website.
Union County Paratransit offers transportation for Union County’s veterans at a fee of $2.00 for a one-way trip and $4.00 for a round trip.
Appointments for rides must be made in advance by calling the Paratransit scheduling office at 908-241-8300. Call Monday through Friday 7:00 a.m. to 4:30 p.m.
Try to schedule appointments between 10:00 a.m. & 1:00 p.m. The Paratransit system offers curb- to-curb service only. Assistance may be provided by an aide traveling with the veteran.
- Laurence Carter – Elizabeth One-Stop – 908-965-3939
- Dale Alexander – Plainfield One Stop – 908-412-3717
Feds Hire Vets In partnership with the Departments of Defense, Labor, Veterans Affairs, Homeland Security, and other Federal agencies, our vision is that this Website will be the preeminent source for Federal employment information for our Veterans, transitioning service members, their families, Federal HR professionals and hiring managers. Our goal is to provide consistent and accurate information and useful training and other resources in a way that will inform both the applicant and the hiring agency.
- Website https://www.fedshirevets.gov/index.aspx
- Phone 202-606-7304
VA Healthcare System at Lyons
151 Knollcroft Road
Lyons, NJ 07939
VA Healthcare System at East Orange
385 Tremont Avenue
East Orange, NJ 07018
973-3434 or 1455
Veterans Crisis Line
The Veterans Crisis Line connects Veterans in crisis and their families and friends with qualified, caring Department of Veterans Affairs responders through a confidential toll-free hotline, online chat, or text and receive confidential support 24 hours a day, 7 days a week, 365 days a year
- Veterans and their loved ones can call 1-800-273-8255 and Press 1
- Chat online
- Send a text message to 838255
- Support for deaf and hard of hearing individuals is available.
Military Family Clinic
Individual, couple, child and family-focused therapy for veterans and their families
- website http://nyulangone.org
- phone 855-698-4677
- e-mail firstname.lastname@example.org
Contact the National Archive’s National Personnel Record Center
- Best Option. Online – http://archives.gov/veterans/
- Address National Personnel Records Center, Military Personnel Records, 9700 Page Ave, St. Louis, MO 63132-5100
- Phone 314-801-0800
- Fax 314-801-9195
- Disability Letter
- Call – 1-800-827-1000
- Website – https://www.ebenefits.va.gov/ebenefits/about/feature?feature=va-letters
Qualified war veterans and their unmarried surviving spouses/partners are eligible for a real estate property tax deduction of up to $250 and must contact their municipal tax office to apply.
Disabled war veterans (100% totally and permanently disabled) and their surviving unmarried spouses/partners may be exempt from real estate property taxes on their principal residence. The surviving spouses/partners of military members who died in wartime active duty may also qualify. The local municipal tax office will handle this application.
Real Estate Tax Exemption for Disabled Veterans & Surviving Spouses
Full Real Estate Tax Exemption – New Jersey’s Constitution and Tax Laws provide that certain totally and permanently disabled war veterans or the surviving spouses of such disabled war veterans or the surviving spouses of service persons who died on wartime active duty be exempt from real estate taxes on their principal residence and the lot on which that residence is situated.
To qualify for a real estate tax exemption as a veteran, you must be honorably discharged from active wartime service in the US Armed Forces and be VA certified as having service-connected total or 100% permanent disability. You must be the full owner of and a permanent resident in the dwelling house for which exemption is claimed and a legal or domiciliary resident of New Jersey. Timely application must be made with the municipal assessor of the taxing district where your home is currently located. As a surviving spouse of a disabled veteran who met all of the above eligibility requirements you, yourself, must not have remarried, must also be a New Jersey resident and owner – occupant of the claimed dwelling. Out-of-State residents and tenant occupants of rental dwellings are not eligible for real estate tax exemption or retroactive refunds.
Instructions for Claiming Exemption with Local Municipality – Please review the above section on Full Real Estate Tax Exemption to see if you meet the basic eligibility requirements. If you think you meet the basic criteria and have never applied for exemption, please obtain initial application Form D.V.S.S.E. from your municipal assessor and file it with the assessor as soon as possible.
- Veteran Benefit Administration
- Home Loan Guaranty Forms
- Regional Loan Center Contact Information
Office of the Union County Surrogate – James LaCorte
- Wills and Probate
- Administration of an Estate
When a veteran passes away, the Union County Office of Veterans’ Affairs will help in obtaining the following VA benefits: headstone and markers, burial flags, reimbursement of burial expenses and burial in VA National Cemetery. VA covers the cost of headstones/burials in VA cemeteries, and costs are not covered in private cemeteries.
We are here to help you file all of the necessary paperwork to ensure you receive the benefits you deserve.
Learn more at www.ucnj.org/surrogate or by calling 908-527-4280